AurAur

Iceland E-wallet Foreigners restricted Not a bank · not insured ★ 3.5
OperatorKorta (Icelandic PI)
Minimum top-upNo top-up; direct debit
Main feesFree for buyers; debited from linked account.
Local bank neededLink an Icelandic local account
How to sign upWithin bank app — QR/P2P
Sign-up timeInstant with local account
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this wallet

Iceland’s national mobile payment inside local bank apps for merchant QR and P2P, covering daily spending.

!Not a bank. Aur is an Icelandic mobile payment; funds come from linked accounts, not held by Aur.

Can foreigners or tourists open it?

Limited. Needs an Icelandic account and phone; foreigners with one can use it.

Advantages

  • Good Icelandic coverage
  • Free for buyers
  • Easy P2P

Limitations

  • Local accounts only
  • Foreigners need local account
  • No international use

What you need

  • Icelandic account
  • Bank app
  • Phone

No top-up; direct debit|Free for buyers; debited from linked account.

How to sign up

  1. Enable Aur in bank app
  2. Link account
  3. Pay/transfer via QR/phone
  4. Scan at merchant

Limits & protection

By bank and account

FAQ

Can a foreigner or tourist open Aur?

Limited. Needs an Icelandic account and phone; foreigners with one can use it.

Do I need a local bank account or a local phone number for Aur?

Local bank account: Link an Icelandic local account. Items typically needed: Icelandic account; Bank app; Phone.

What documents are required to open Aur?

Typically: Icelandic account; Bank app; Phone.

How do I sign up for and top up Aur?

How to sign up: Within bank app — QR/P2P (Instant with local account). Steps: 1) Enable Aur in bank app 2) Link account 3) Pay/transfer via QR/phone 4) Scan at merchant Fees: Free for buyers; debited from linked account.

Are there limits on Aur? Is the balance deposit-insured?

By bank and account

Ready? Open it officially

E-wallet rules change often — always follow the latest instructions in the official app.

Open on official site ↗ We charge no fees and cannot guarantee approval — always apply through official channels.