The wallet built into Southeast Asia's Grab super-app, accepted across hawker centres, supermarkets, retail, rides, delivery, bills and SGQR QR payments in Singapore.
!Not a bank. GrabPay in Singapore holds a Major Payment Institution licence from the Monetary Authority of Singapore (MAS) and issues e-money. Balances are not bank deposits and are not deposit-insured.
It works in two layers. Tourists can download Grab, register with their home or Singapore number and bind an international Visa/Mastercard for rides and food delivery — that is card payment, not wallet balance. To use the GrabPay wallet balance for offline QR payments you must pass KYC: residents and pass holders verify instantly via Singpass; foreigners without Singpass must upload a passport, proof of address and a face scan, which takes about 1–3 working days with mixed success.
No minimum top-up; unverified wallets cap the balance at S$1,000｜Free to open and top up. Spending, QR payments and PayNow transfers to your bank are generally free; some card top-ups or specific services may carry fees shown in-app.
Unverified wallet: S$1,000 balance, S$1,000 per transaction, S$5,000 annual, S$1,000 daily top-up. Fully verified wallet: S$5,000 balance, no per-transaction limit, S$30,000 annual, S$5,000 daily top-up. Balances are e-money and are not deposit-insured.
It works in two layers. Tourists can download Grab, register with their home or Singapore number and bind an international Visa/Mastercard for rides and food delivery — that is card payment, not wallet balance. To use the GrabPay wallet balance for offline QR payments you must pass KYC: residents and pass holders verify instantly via Singpass; foreigners without Singpass must upload a passport, proof of address and a face scan, which takes about 1–3 working days with mixed success.
Local bank account: Not required. Items typically needed: A Singapore or other Grab-market mobile number; Passport; Proof of address (hotel bill or tenancy) for manual review; A Visa/Mastercard credit or debit card; Singpass (for residents and pass holders, instant approval).
Typically: A Singapore or other Grab-market mobile number; Passport; Proof of address (hotel bill or tenancy) for manual review; A Visa/Mastercard credit or debit card; Singpass (for residents and pass holders, instant approval).
How to sign up: Fully online — activate the wallet inside the Grab app via Singpass or passport + proof of address + face verification (Registration takes about 5 minutes; Singpass is instant while manual passport review takes 1–3 working days). Steps: 1) Download Grab and register with your mobile number 2) Tap Verify Now on the Finance / Payments page 3) Residents: log in with Singpass. Foreigners: upload passport, proof of address and complete a face scan 4) Set a 6-digit GrabPIN or biometrics 5) Top up via PayNow, card or a linked bank account 6) Scan the SGQR / GrabPay QR code at the checkout Fees: Free to open and top up. Spending, QR payments and PayNow transfers to your bank are generally free; some card top-ups or specific services may carry fees shown in-app.
Unverified wallet: S$1,000 balance, S$1,000 per transaction, S$5,000 annual, S$1,000 daily top-up. Fully verified wallet: S$5,000 balance, no per-transaction limit, S$30,000 annual, S$5,000 daily top-up. Balances are e-money and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.