One of Taiwan’s leading e-payment wallets, accepted at convenience stores, night markets, restaurants, taxis and online shops, with transfers, bill payment and utilities.
!Not a bank. JKOPay operates as an Electronic Payment Institution approved by Taiwan’s Financial Supervisory Commission; stored value sits in an e-payment account; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes, but under Taiwan conditions. You need a Taiwan mobile number and must complete real-name verification with an ARC (Alien Resident Certificate) plus passport or a UI number. Short-term visitors without a UI number generally cannot pass verification.
No mandatory minimum; an initial stored value of NT$100–500 is typical｜Spending and transfers are usually free; some interbank transfers or excess withdrawals carry fees.
Stored-value balances are capped under FSC rules (basic e-payment accounts have low monthly and balance caps, raised after higher-tier verification). Check the app. Balances are not deposits and are not deposit-insured.
Yes, but under Taiwan conditions. You need a Taiwan mobile number and must complete real-name verification with an ARC (Alien Resident Certificate) plus passport or a UI number. Short-term visitors without a UI number generally cannot pass verification.
Local bank account: Usually required — you link a Taiwanese bank account or a Taiwan-issued card. Items typically needed: A Taiwan mobile number; ARC (Alien Resident Certificate) or a UI number for foreigners; Passport; A Taiwanese bank account or Taiwan-issued credit card.
Typically: A Taiwan mobile number; ARC (Alien Resident Certificate) or a UI number for foreigners; Passport; A Taiwanese bank account or Taiwan-issued credit card.
How to sign up: Fully online — register with a Taiwan number, link an account/card and complete real-name verification (About 10–20 minutes; real-name review is usually same-day to one working day). Steps: 1) Download the JKOPay app 2) Register with your Taiwan mobile number and confirm the SMS code 3) Enter your name and UI/ARC number and upload your ID 4) Link a Taiwanese bank account or credit card 5) After real-name verification you can store value and pay by QR Fees: Spending and transfers are usually free; some interbank transfers or excess withdrawals carry fees.
Stored-value balances are capped under FSC rules (basic e-payment accounts have low monthly and balance caps, raised after higher-tier verification). Check the app. Balances are not deposits and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.