The Philippines' second-largest e-wallet. Beyond QR payments and transfers it offers a virtual Visa card plus savings and investment features, and it is the easiest Philippine wallet for foreigners to verify.
!Not a bank (its affiliate Maya Bank is a licensed digital bank, but the wallet itself is not). The Maya wallet is a BSP-licensed electronic money issuer; balances are e-money, not bank deposits, and are not insured by PDIC.
Yes, and generally friendlier to foreigners than GCash. You need a Philippine mobile number, but the upgrade accepts a foreign passport directly (no ACR I-Card): upload a passport photo, complete a video selfie and provide a local address; approval typically comes within 24 hours and upgrades you to Fully Verified. You can then apply for a virtual Maya Visa card for online shopping and subscriptions.
No minimum top-up; the basic wallet has roughly a PHP 50,000 monthly transaction limit｜Free to open. QR payments and in-app transfers are generally free; over-the-counter reloads at Bayad Center, Ministop and similar charge a small flat fee (about PHP 5); cash-out to a bank is charged per transaction.
Basic: around PHP 50,000 monthly transaction limit; upgraded: around PHP 100,000 (limits are adjusted as Philippine KYC rules tighten — check the app). Balances are e-money and are not insured by PDIC.
Yes, and generally friendlier to foreigners than GCash. You need a Philippine mobile number, but the upgrade accepts a foreign passport directly (no ACR I-Card): upload a passport photo, complete a video selfie and provide a local address; approval typically comes within 24 hours and upgrades you to Fully Verified. You can then apply for a virtual Maya Visa card for online shopping and subscriptions.
Local bank account: Not required. Items typically needed: A Philippine mobile number; Passport; A local Philippine address; Valid visa details; Cash or a local bank account for reloads.
Typically: A Philippine mobile number; Passport; A local Philippine address; Valid visa details; Cash or a local bank account for reloads.
How to sign up: Fully online — register a Philippine number in the app and upgrade with a passport plus video selfie (Registration takes about 10 minutes; upgrade review is usually about 24 hours). Steps: 1) Buy and register a Philippine SIM with your passport 2) Download Maya and register with the Philippine number 3) Choose Passport for Foreigners on the upgrade page 4) Upload a passport photo and complete the video selfie check 5) Enter visa details and a local address, then wait about 24 hours for approval 6) Reload via convenience stores, Bayad Center or bank transfer, and apply for the virtual Visa card Fees: Free to open. QR payments and in-app transfers are generally free; over-the-counter reloads at Bayad Center, Ministop and similar charge a small flat fee (about PHP 5); cash-out to a bank is charged per transaction.
Basic: around PHP 50,000 monthly transaction limit; upgraded: around PHP 100,000 (limits are adjusted as Philippine KYC rules tighten — check the app). Balances are e-money and are not insured by PDIC.
E-wallet rules change often — always follow the latest instructions in the official app.