Macao’s leading local wallet, covering buses, public car parks, convenience stores, restaurants and government bill payment, with ties to the Macau Pass card.
!Not a bank. MPay operates as a payment institution in Macao’s financial system; wallet balances are stored value / e-money; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes. You can register with a foreign mobile number and verify with a passport, then bind a card or top up with cash at Macau Pass outlets and convenience stores. Limits depend on verification level; unverified accounts are restricted.
No mandatory minimum; an initial top-up of MOP 100 is typical｜Spending and small transfers are usually free; withdrawals or excess amounts may carry fees per in-app notices.
Limits scale with verification tier; unverified accounts have very low balance and transaction caps, raised after passport verification. Check the app. Balances are not deposits and are not deposit-insured.
Yes. You can register with a foreign mobile number and verify with a passport, then bind a card or top up with cash at Macau Pass outlets and convenience stores. Limits depend on verification level; unverified accounts are restricted.
Local bank account: Not required — you can bind a bank card or top up with cash offline. Items typically needed: A mobile number that can receive SMS (foreign numbers accepted); Passport or Macao ID; A bank card (optional, for top-ups); A smartphone.
Typically: A mobile number that can receive SMS (foreign numbers accepted); Passport or Macao ID; A bank card (optional, for top-ups); A smartphone.
How to sign up: Fully online — register with a mobile number and verify your passport; cash top-ups are also available offline (About 10–15 minutes to register; verification is usually same-day). Steps: 1) Download the MPay app 2) Register with your mobile number and confirm the SMS code 3) Upload your passport for real-name verification 4) Bind a card or top up with cash at Macau Pass outlets or convenience stores 5) You can now ride and pay by QR Fees: Spending and small transfers are usually free; withdrawals or excess amounts may carry fees per in-app notices.
Limits scale with verification tier; unverified accounts have very low balance and transaction caps, raised after passport verification. Check the app. Balances are not deposits and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.