Costa Rica’s nationwide real-time transfer system,接入 by nearly all banks, for P2P by phone and merchant payments — the national backbone.
!Not a standalone entity. SINPE Móvil is the central bank’s interbank real-time transfer system; funds move between bank accounts, not held by SINPE.
Yes. Any foreigner with a Costa Rican account can use it; foreign cards alone won’t work.
No top-up; direct from bank account｜Usually free for buyers (set by your bank); free on some accounts.
Per-transaction/daily limits by bank (often several-thousand USD)
Yes. Any foreigner with a Costa Rican account can use it; foreign cards alone won’t work.
Local bank account: Need a Costa Rican bank account. Items typically needed: Costa Rican account; Online/mobile banking; Phone (register SINPE).
Typically: Costa Rican account; Online/mobile banking; Phone (register SINPE).
How to sign up: Bank app — register phone, enter recipient phone/account, transfer in real time (Usually instant). Steps: 1) Register your phone in bank app 2) Choose transfer, enter recipient phone/account 3) Confirm amount and PIN 4) Instant receipt Fees: Usually free for buyers (set by your bank); free on some accounts.
Per-transaction/daily limits by bank (often several-thousand USD)
E-wallet rules change often — always follow the latest instructions in the official app.