One of Thailand's largest e-wallets, run by telecoms giant True Corporation and used at 7-Eleven, convenience stores, restaurants, bill payments and transfers; it also works in mainland China via Alipay+.
!Not a bank. TrueMoney is an e-Money service provider supervised by the Bank of Thailand. Balances are not bank deposits and are not covered by the Deposit Protection Agency (DPA).
Yes — there is an official foreigner path: enter a Thai mobile number, choose Foreigner, scan your passport, complete a face scan and enter a Thai address; you get an SMS within about 8 hours. The basic account can pay by QR, settle bills and be reloaded at 7-Eleven, but cannot withdraw to a bank account (withdrawals are unavailable to foreigners). Upgrading to an Advanced account requires long-stay proof such as a long-term visa, work permit, student visa or a Thai driving licence.
No mandatory minimum; 7-Eleven cash reloads are typically capped at about THB 3,000 per top-up (repeatable)｜Free to open. Top-ups at True Shops and MRT-station kiosks are free of charge; transfers to a bank account cost THB 20 per transaction (minimum transfer THB 100).
Balance is capped at THB 30,000; bank transfers start at THB 100 with a THB 20 fee; 7-Eleven cash reloads are about THB 3,000 per top-up. Balances are e-money and are not covered by Thai deposit insurance.
Yes — there is an official foreigner path: enter a Thai mobile number, choose Foreigner, scan your passport, complete a face scan and enter a Thai address; you get an SMS within about 8 hours. The basic account can pay by QR, settle bills and be reloaded at 7-Eleven, but cannot withdraw to a bank account (withdrawals are unavailable to foreigners). Upgrading to an Advanced account requires long-stay proof such as a long-term visa, work permit, student visa or a Thai driving licence.
Local bank account: Not required for the basic account; the advanced account needs long-stay documents. Items typically needed: A Thai (+66) mobile number; Passport bio page (clear, all details legible); A Thai address (hotel or residence); Long-term visa / work permit / student ID or a Thai driving licence (for the Advanced account); A smartphone (the app supports English).
Typically: A Thai (+66) mobile number; Passport bio page (clear, all details legible); A Thai address (hotel or residence); Long-term visa / work permit / student ID or a Thai driving licence (for the Advanced account); A smartphone (the app supports English).
How to sign up: Fully online via the in-app foreigner flow — Thai number, passport scan and face scan (Registration takes about 10–15 minutes; the result arrives by SMS within about 8 hours). Steps: 1) Download TrueMoney Wallet (switch the interface to English after registering) 2) Enter your Thai mobile number and confirm the 6-digit OTP 3) Choose the Foreigner path 4) Tap Scan Passport and capture your passport bio page 5) Complete the face scan and fill in your details and Thai address 6) Wait for the SMS (about 8 hours), then reload with cash at 7-Eleven Fees: Free to open. Top-ups at True Shops and MRT-station kiosks are free of charge; transfers to a bank account cost THB 20 per transaction (minimum transfer THB 100).
Balance is capped at THB 30,000; bank transfers start at THB 100 with a THB 20 fee; 7-Eleven cash reloads are about THB 3,000 per top-up. Balances are e-money and are not covered by Thai deposit insurance.
E-wallet rules change often — always follow the latest instructions in the official app.