A mainstream Argentine digital wallet issuing Mastercard prepaid cards, covering transfers, bills, top-ups, investments and instalments, with high penetration among younger Argentines.
!Not a bank. Ualá operates as a licensed Argentine e-payment provider; wallet balances and prepaid cards are not bank deposits; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes. You need an Argentine mobile number and valid ID; foreigners can try registering with a passport plus local documentation, while an Argentine DNI or residence gives the full experience. In an inflationary environment, do not hold large peso balances.
No mandatory minimum; an initial top-up of ARS 5,000–20,000 is typical｜In-app transfers and spending are usually free; some withdrawals, bills and cross-border transactions are charged.
Limits scale with verification tier; unverified accounts have very low monthly caps. Check the app. Balances are not deposits and are not deposit-insured.
Yes. You need an Argentine mobile number and valid ID; foreigners can try registering with a passport plus local documentation, while an Argentine DNI or residence gives the full experience. In an inflationary environment, do not hold large peso balances.
Local bank account: Not required — top up with cash at Rapipago / Pago Fácil outlets or receive transfers. Items typically needed: An Argentine mobile number; Argentine DNI, or a passport plus local documents for foreigners; A smartphone with face recognition.
Typically: An Argentine mobile number; Argentine DNI, or a passport plus local documents for foreigners; A smartphone with face recognition.
How to sign up: Fully online — register in the app with an Argentine number, ID and a face check (About 15 minutes; card delivery takes 1–2 weeks). Steps: 1) Download the Ualá app 2) Register and verify with your Argentine number 3) Enter your details and upload ID 4) Complete the face check 5) Top up with cash or receive a transfer, then request a physical card Fees: In-app transfers and spending are usually free; some withdrawals, bills and cross-border transactions are charged.
Limits scale with verification tier; unverified accounts have very low monthly caps. Check the app. Balances are not deposits and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.