Greece’s fast-growing fintech with EU IBAN, virtual/physical cards and acquiring — popular with Greek/EU SMEs, freelancers and individuals.
!Not a traditional bank. Viva Wallet is a licensed European e-money institution offering IBAN and cards; balances are e-money, segregated, not deposit-insured (but protected by client-fund rules).
Yes. Supports EU/EEA residents and some foreigners with remote KYC; offers Greek/EU IBAN.
No strict minimum; fund by card or transfer｜Free to open; low domestic Greek fees; cross-border/FX per European rates (~0.4%–2.9%+). See website.
By tier and country — website
Yes. Supports EU/EEA residents and some foreigners with remote KYC; offers Greek/EU IBAN.
Local bank account: Can open standalone without a local card. Items typically needed: Passport/ID; Proof of address; Phone and email; Card for funding.
Typically: Passport/ID; Proof of address; Phone and email; Card for funding.
How to sign up: Fully online — register, upload ID and address proof, get IBAN/virtual card (Minutes to register; verification 1–2 business days). Steps: 1) Register at vivawallet.com 2) Upload ID and address proof 3) Complete verification 4) Get IBAN and virtual card Fees: Free to open; low domestic Greek fees; cross-border/FX per European rates (~0.4%–2.9%+). See website.
By tier and country — website
E-wallet rules change often — always follow the latest instructions in the official app.