One of Peru’s most widely used mobile wallets. Your phone number is the receiving address, and it covers transfers, small-merchant payments, bills and top-ups across markets and corner shops.
!Not a bank. Yape operates as an e-wallet / e-money within Peru’s banking system; balances are not a fully protected deposit; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes, with limits. You need a Peruvian mobile number and a Peruvian DNI or foreigner ID (carné de extranjería); short-stay visitors without local ID usually cannot register.
No mandatory minimum; an initial top-up of PEN 20–100 is typical｜Person-to-person transfers and spending are usually free; some withdrawals and merchant receipts are charged.
Per-transaction and daily caps follow Peruvian rules for low-value wallets. Check the app and read the official terms for protection scope.
Yes, with limits. You need a Peruvian mobile number and a Peruvian DNI or foreigner ID (carné de extranjería); short-stay visitors without local ID usually cannot register.
Local bank account: Not required — you can top up from a Yape account or with cash at agents. Items typically needed: A Peruvian mobile number; Peruvian DNI or foreigner ID (carné de extranjería); A smartphone for the selfie check.
Typically: A Peruvian mobile number; Peruvian DNI or foreigner ID (carné de extranjería); A smartphone for the selfie check.
How to sign up: Fully online — register with a Peruvian number, ID and a selfie check (About 10–15 minutes). Steps: 1) Download the Yape app 2) Register with your Peruvian number and confirm the SMS 3) Enter your ID number and upload documents 4) Complete the selfie check 5) Top up or receive money, then transfer and pay by QR Fees: Person-to-person transfers and spending are usually free; some withdrawals and merchant receipts are charged.
Per-transaction and daily caps follow Peruvian rules for low-value wallets. Check the app and read the official terms for protection scope.
E-wallet rules change often — always follow the latest instructions in the official app.