RelatedAll e-walletsAustralia

ZipZip

Australia E-wallet Foreigners OK Not a bank · not insured ★ 4
Open on official site ↗
OperatorZip (Australia, formerly Zip Pay/Quadpay)
Minimum top-upNo top-up; repay installments per order
Main feesFree if repaid on time; late fees and account fees may apply; merchant fees separate.
Local bank neededLink an AU or international card
How to sign upApp/online — register, link card, choose Zip at checkout
Sign-up timeMinutes to register; instant assessment
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this wallet

A major Australian BNPL used in ANZ, UK and US for online and in-store installments and one-click checkout.

!Not a bank. Zip is an Australian BNPL and wallet run by licensed entities; not deposits.

Can foreigners or tourists open it?

Yes. Visitors can link an international card at partner merchants; standalone account needs local ID.

Advantages

  • Flexible installments
  • Good ANZ/UK/US coverage
  • Free if repaid on time

Limitations

  • Late fees
  • Standalone opening limited for foreigners
  • Overspending risk

What you need

  • Email
  • AU or international card
  • ID check (account)

No top-up; repay installments per order｜Free if repaid on time; late fees and account fees may apply; merchant fees separate.

How to sign up

  1. Install Zip or pick at checkout
  2. Link a card
  3. Choose Zip installments
  4. Repay on time

Limits & protection

Limits by assessment — in app

FAQ

Can a foreigner or tourist open Zip?

Yes. Visitors can link an international card at partner merchants; standalone account needs local ID.

Do I need a local bank account or a local phone number for Zip?

Local bank account: Link an AU or international card. Items typically needed: Email; AU or international card; ID check (account).

What documents are required to open Zip?

Typically: Email; AU or international card; ID check (account).

How do I sign up for and top up Zip?

How to sign up: App/online — register, link card, choose Zip at checkout (Minutes to register; instant assessment). Steps: 1) Install Zip or pick at checkout 2) Link a card 3) Choose Zip installments 4) Repay on time Fees: Free if repaid on time; late fees and account fees may apply; merchant fees separate.

Are there limits on Zip? Is the balance deposit-insured?

Limits by assessment — in app

Ready? Open it officially

E-wallet rules change often — always follow the latest instructions in the official app.

Open on official site ↗ We charge no fees and cannot guarantee approval — always apply through official channels.

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