Livi Bank Account BenefitsStanding benefits & perks

Overview

Livi Bank has no limited-time campaign on our record right now. Below are the standing benefits that do not expire, verified 2026-10-11.

Current limited-time offers

As of our verification date there is no limited-time campaign on record. Banks run campaigns intermittently — check the official activity page for the latest rewards.

Verified 2026-10 Official offer page ↗

Standing benefits in detail

  • No opening fee, no minimum deposit：Opening is free with no minimum deposit and no minimum balance, so you can open first and decide later.
  • No management fee, no minimum balance：Livi charges no management fee and no penalty for a low balance, so holding the account long term carries no hidden cost.
  • Online onboarding in as fast as 5 minutes：Submission takes as little as 5 minutes and approval usually takes 1–2 working days. You must be physically in Hong Kong to apply.
  • Backed by BOC HK, JD and Jardine：Livi is a joint venture of BOC Hong Kong, JD Technology and Jardine, and ties into retail rewards ecosystems such as yuu, adding extra value on everyday spending.
  • Around 1% p.a. on the first HKD 50,000：Around 1% p.a. applies to the first HKD 50,000 in savings (subject to the published rate) and time deposits start from just HKD 500, so even small amounts can be locked in.

FAQ

What documents does Livi Bank require?

Hong Kong residents use their HKID. Visitors physically in Hong Kong can apply in the app with a mainland ID, Exit-Entry Permit and entry record.

How long does Livi onboarding take?

Submission takes as little as 5 minutes and approval usually takes 1–2 working days.

Can I open a Livi account remotely?

No — you must be physically in Hong Kong and apply through the app.

Prepare your documents before applying

Applying with complete documents significantly lowers the rejection risk. Policies change — confirm with the bank before you go.

Open an account ↗ We have no affiliate relationship with this bank — the link goes straight to the official site with no commission.

Related categories

No Minimum Deposit No Monthly Fee Fast Approval Digital Banks Accounts in Hong Kong, China

← Back to Livi Bank

Bank sign-up offers change frequently by region and quarter. Information verified 2026-10; amounts and conditions follow the bank's official activity page.

Guides mentioning this bank

How to Open a Hong Kong Bank Account (2026 Guide)→ Hong Kong's 8 Virtual Banks Compared: ZA, Mox, Airstar, WeLab→
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