先说清楚你的身份和使用场景，剩下的交给权重算法。不符合硬性条件的账户会被直接排除，剩下的按匹配度排序并说明理由。
六个维度加权求分，满分 100。权重体现的是「哪个条件踩错代价最大」——身份和用途排在最前，因为这两个不匹配，后面再合适也没用。
另外设有两条硬规则：对非居民不开放的账户在「内地居民 / 海外居民」身份下直接排除；要求本人到柜台的账户，在你选择「希望全线上」时会被打 6 折，但仍会列出并标注冲突原因。
The matcher scores every one of the 514 accounts against five inputs: your identity and residence, what you need the account for, whether you can travel, how much you can deposit, and which currency you need. It returns the accounts you actually qualify for rather than a generic popularity list, so a lesser-known account that fits your situation can rank above a famous one that does not.
Each of the five answers is weighted against the account fields. Hard constraints such as non-resident eligibility act as filters; soft ones such as deposit size only affect ranking.
It is a shortlist of accounts you are likely to qualify for, not financial advice. Confirm requirements on the bank own page before applying.
Loosen the visit or deposit filter first — those two exclude the most accounts. If you cannot travel, start from the fully-online list instead.
Results are computed in the browser and not stored. Note down the account names before closing the page.