This page compares 3 accounts available in Czechia, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 0 explicitly accept non-residents, 3 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Air Bank | Czechia | Digital Bank | 无首存要求 | 免月费（满足消费条件） | Remote or in person | Conditional | ★ 4.1 |
| Česká spořitelna | Czechia | Traditional Bank | 无首存要求 | 月费约 0–150 捷克克朗 | Must visit | Conditional | ★ 3.4 |
| Komerční banka | Czechia | Traditional Bank | 无首存要求 | 月费约 0–200 捷克克朗 | Must visit | Conditional | ★ 3.4 |
None of the 3 accounts on this page is open to non-residents without conditions, but 3 accept foreigners who meet extra requirements (Česká spořitelna, Komerční banka, Air Bank) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.
In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.
Minimums vary widely — see the "Minimum deposit" column. 3 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.