Monaco Bank Account Opening

This page compares 5 accounts available in Monaco, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 0 explicitly accept non-residents, 0 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.

Data updated 2026-10-01 · compiled from published bank terms

Full comparison5 accounts

AccountRegionTypeMinimum depositMonthly feeHow to applyNon-residentsRating
CMB Monaco Monaco Traditional Bank 非居民常见门槛约 50 万欧元起(AMAF 指引) 按资产管理规模约 0.5%–1.6%/年 Remote or in person Conditional ★ 4.2
CFM Indosuez Wealth Monaco Traditional Bank 非居民常见门槛约 50 万欧元起 按资产管理规模约 0.5%–1.5%/年 Remote or in person Conditional ★ 4
Edmond de Rothschild Monaco Monaco Traditional Bank 完整私行关系常见 100 万欧元起 按资产管理规模约 0.6%–1.6%/年 Remote or in person Conditional ★ 4
UBS Monaco Monaco Traditional Bank 常见起存 350 万–500 万欧元(约 ¥2,485 万起) 按资产管理规模计费 Must visit Conditional ★ 4
BNP Paribas Monaco Monaco Traditional Bank 居民常见 50 万欧元起(约 ¥355 万);非居民门槛更高 按服务包与资产管理规模计费 Remote or in person Conditional ★ 3.9

FAQ

Can non-residents open a bank account in Monaco?

None of the 5 accounts on this page is open to non-residents without conditions, but 5 accept foreigners who meet extra requirements (CMB Monaco, CFM Indosuez Wealth, Edmond de Rothschild Monaco) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.

Do I have to visit Monaco in person to open an account?

In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.

How much money do I need to open an account in Monaco?

Minimums vary widely — see the "Minimum deposit" column. Most accounts here require an opening deposit. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.

How long does it take to open an account in Monaco?

It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.