This page compares 5 accounts available in Slovakia, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 1 explicitly accept non-residents, 5 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| mBank Slovakia | Slovakia | Digital Bank | 账户 100% 免费，无最低初始存款 | 账户与卡均 0 月费 | Remote or in person | Non-residents OK | ★ 4.1 |
| VUB | Slovakia | Traditional Bank | 基础账户无最低初始存款 | 约 €0–€4/月（档位不同） | Remote or in person | Conditional | ★ 3.9 |
| 365.bank | Slovakia | Digital Bank | 基础账户无最低初始存款 | 约 €0–€2/月 | Remote or in person | Conditional | ★ 3.9 |
| Slovenská sporiteľňa | Slovakia | Traditional Bank | 基础账户无最低初始存款 | 约 €0–€5/月 | Must visit | Conditional | ★ 3.8 |
| Tatra banka | Slovakia | Traditional Bank | 基础账户无最低初始存款 | 约 €0–€6/月 | Must visit | Conditional | ★ 3.8 |
1 of the 5 accounts on this page explicitly accept non-residents (mBank Slovakia). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.
Minimums vary widely — see the "Minimum deposit" column. 5 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.