This page compares 5 accounts available in Uruguay, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 2 can be opened fully online, 2 explicitly accept non-residents, 3 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| BROU (Banco República Oriental del Uruguay) | Uruguay | Traditional Bank | 非居民需 ≥5,000 美元定期存款并冻结至少 181 天 | 基本账户月费低，常有减免 | Must visit | Non-residents OK | ★ 4.2 |
| Prex Uruguay | Uruguay | Digital Bank | 申请、年费与维护费均为 0 | 免维护费 | Online | Conditional | ★ 4.1 |
| Banco Santander Uruguay | Uruguay | Traditional Bank | 在线开立非居民账户需维持约 5 万美元余额 | 非居民账户约 50 美元/月 | Remote or in person | Non-residents OK | ★ 3.9 |
| Itaú Uruguay | Uruguay | Traditional Bank | 个案审批，公开资料无硬性最低存款（月费约 40 美元） | 非居民账户约 40 美元/月 | Must visit | Conditional | ★ 3.8 |
| Scotiabank Uruguay | Uruguay | Traditional Bank | 数字渠道开户无最低存款要求 | 按套餐，满足条件可减免 | Online | Not for non-residents | ★ 3.8 |
2 of the 5 accounts on this page explicitly accept non-residents (BROU (Banco República Oriental del Uruguay), Banco Santander Uruguay). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
Not necessarily. 2 of the 5 accounts can be opened fully online (Prex Uruguay, Scotiabank Uruguay), with no branch visit; the remaining 3 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 3 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.