Airstar Bank Account BenefitsStanding benefits & perks

Overview

Airstar Bank has no limited-time campaign on our record right now. Below are the standing benefits that do not expire, verified 2026-10-11.

Current limited-time offers

As of our verification date there is no limited-time campaign on record. Banks run campaigns intermittently — check the official activity page for the latest rewards.

Verified 2026-10 Official offer page ↗

Standing benefits in detail

  • No minimum deposit:There is no deposit threshold to open an account and a zero balance incurs no charge — far lower a barrier than most traditional banks.
  • No account management fee:Airstar charges no management fee, so even a long-inactive account is not debited — useful as a backup or transitional account.
  • Around 5 minutes to apply online:Everything is done on your phone and submission takes about 5 minutes. Virtual banks do not offer remote onboarding, so you must be physically in Hong Kong.
  • Xiaomi / Futu / AMTD backing, deposits protected:Founded by Xiaomi, Futu and AMTD, Airstar is licensed by the HKMA. Eligible deposits are covered by Hong Kong's Deposit Protection Scheme up to HKD 800,000 (subject to the scheme's published terms).
  • 24x7 FX and transfers, flexible deposits:You choose the deposit maturity date and can withdraw early without a fee. FX and transfers run 24 hours a day, unconstrained by branch opening hours.

FAQ

What documents does Airstar require?

Hong Kong residents use their HKID. Visitors physically in Hong Kong can apply in the app with a mainland ID, Exit-Entry Permit and entry record.

Can I open an Airstar account remotely?

No. All Hong Kong virtual banks require the applicant to be physically in Hong Kong; offshore applications are not accepted.

Are Airstar deposits protected?

Yes, up to HKD 800,000 under Hong Kong's Deposit Protection Scheme, subject to the scheme's published terms.

Prepare your documents before applying

Applying with complete documents significantly lowers the rejection risk. Policies change — confirm with the bank before you go.

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Bank sign-up offers change frequently by region and quarter. Information verified 2026-10; amounts and conditions follow the bank's official activity page.