RelatedHong Kong, ChinaZero Min DepositOnline OnlyFast Approval

Airstar Bank天星银行

Hong Kong, China 虚拟银行 Fully online Residents only ★ 4.2
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Standing benefit

Airstar Bank benefits: No minimum deposit · No account management fee

No minimum deposit and no minimum balance. No management fee and no low-balance penalty. Standing benefits — no campaign end date.

No Minimum Deposit No Monthly Fee Fast Approval Digital Banks Multi-Currency
Open an account ↗ Benefits in detail →
Minimum depositNo minimum deposit
Monthly feeZero maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~5 min (must be in Hong Kong)
Institution typeVirtual Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Zero admin fee, no minimum deposit or balance
  • Xiaomi/Futu/AMTD backing; deposits protected up to HKD 800k
  • Flexible deposits, 24x7 FX and transfers

Things to note

  • No branches or ATM card; cash-out requires transfer to another bank
  • Mainland visitors must open in person in HK (GPS check), no remote opening
  • Product range is narrower (deposits, FX, loans)

Documents required

  • HK ID (resident) / Mainland ID + Exit-Entry Permit (visitor in HK)
  • HK or mainland phone number (SMS reachable in HK)
  • HK address (resident) / mainland or HK address (visitor)
  • Face verification and GPS location (must be inside HK)

Fully online in ~5 minutes; for HK residents or visitors physically in HK, with GPS confirmation.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Bank of China (Hong Kong) ★ 4.4 HSBC Hong Kong ★ 4.3 ZA Bank ★ 4.3 Standard Chartered HK ★ 4.2 Hang Seng Bank ★ 4.2 Mox Bank ★ 4.2 WeLab Bank ★ 4.2

Guides mentioning this bank

How to Open a Hong Kong Bank Account (2026 Guide)→ Hong Kong's 8 Virtual Banks Compared: ZA, Mox, Airstar, WeLab→ Zero-Minimum, No-Fee Bank Accounts→
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