中银

Bank of China (Hong Kong)中银香港

Hong Kong, China 传统银行 In-branch required Non-residents OK ★ 4.4

Minimum depositSome branches require HK$1,000

Monthly feeBy type, HK$0-60/mo

Minimum balanceSelf-Wealth no min balance; others HK$60/mo if below

How to apply—

Processing time~1 hour (appointment advised)

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Must apply in person at a branch; local proof of address required

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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