Standard Chartered HK渣打银行(香港)

Hong Kong, China 传统银行 In-branch required Non-residents OK ★ 4.2
Minimum depositUsually HK$10,000 initial deposit
Monthly fee~HK$100/mo if below
Minimum balance~HK$100/mo if below HK$10,000
How to apply—
Processing time~1-2 hours (appointment)
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Complete multi-currency account system
  • Rich cross-border wealth and FX products
  • Relatively friendly to non-resident account opening

Things to note

  • Higher admin fee if balance falls short
  • Fewer branches than HSBC/BOC
  • Often pitched wealth products during opening

Documents required

  • Mainland travel permit or passport
  • Mainland ID card
  • Proof of address within 3 months
  • Asset/income proof (some cases)

Must apply in person at a branch; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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