AmeriabankAmeriabank

Armenia 传统银行 In-branch required Permit holders ★ 4.2
Minimum depositNo mandatory minimum balance; non-resident CDD fee 20,000 AMD (approx. ¥370)
Monthly feeFee waived if the half-year turnover target is met; otherwise about AMD 1,000 per half-year
Minimum balanceNo mandatory minimum balance; a 1,000 AMD fee per half-year applies if average half-yearly turnover falls below 150,000 AMD (waived until 2027-06-30)
How to apply—
Processing timeOnline pre-review 1-3 business days; final activation must be done at a branch
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • One of Armenia’s largest banks with mature international transfer rails
  • No mandatory minimum balance
  • Full-featured MyAmeria app and internet banking
  • English widely available at Yerevan branches

Things to note

  • AMD 20,000 due-diligence fee for non-citizens, charged only if approved
  • Fully remote opening is not workable in practice; final ID check is in branch
  • Tight compliance — weak source-of-funds narratives get declined

Documents required

  • Valid passport
  • Proof of address (lease or utility bill)
  • Proof of income (employment contract or bank statements)
  • Social Card, if held

You can submit the non-resident pre-screening form on the official site; once approved, book a branch visit for identity verification

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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