RelatedGermanyZero Min DepositOnline OnlyFast Approval

C24 BankC24 银行

Germany 数字银行 Fully online Residents only ★ 4.1
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Minimum depositNo minimum deposit
Monthly feeNo monthly fee on the basic account
Minimum balanceNo minimum balance
How to applyFully online (C24 app)
Processing timeOnline in minutes
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

C24 is the digital bank under Germany's comparison platform Check24, offering transparent high-interest current accounts and a free Visa card.

Advantages

  • Competitive interest on the balance
  • No monthly fee on the basic account
  • Free Visa debit card
  • German deposit guarantee up to €100,000

Things to note

  • German residents only
  • No branches
  • Requires a German mobile number and tax ID
  • Focused on basic banking

Documents required

  • German photo ID
  • German address
  • Tax ID (Steuer-ID)
  • German mobile number

Requires German residency and a tax ID; non-residents cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with C24 Bank?

No. C24 is only open to German residents and requires a German tax ID.

How much money do I need to open a C24 Bank account?

No minimum deposit — the account can be opened at zero.

What documents are required for a C24 Bank account?

Have your German photo ID, German address, Steuer-ID and German mobile number ready, then verify.

How long does C24 Bank account opening take, and must I visit a branch?

A few minutes in the app; approval is usually instant to a few days.

Why might a C24 Bank application be rejected?

Common reasons: not a German resident, unverifiable tax ID/address, mismatched details, or failed KYC.

Does C24 Bank have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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Guides mentioning this bank

How to Open a German Bank Account: N26 and Traditional Banks→
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