Commonwealth Bank澳大利亚联邦银行

Australia 传统银行 In-branch required Permit holders ★ 3.6
Minimum depositNo initial deposit
Monthly feeNo maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing time~30-45 min
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Most branches and ATMs in Australia
  • Mature process for students and newcomers
  • Australia's best app

Things to note

  • Needs Australian address and TFN
  • Monthly fee by account type
  • Cross-border/FX needs a separate account

Documents required

  • Passport
  • Australian visa (student/work)
  • Australian proof of address
  • TFN (optional)

Must apply in person at a branch; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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