Chase UK is JP Morgan's fully digital bank launched in Britain in 2021, offering 1% cashback on eligible spending and competitive savings rates.
Requires UK residency, a UK mobile number and a UK address; foreigners without UK status generally cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
No. Chase UK is only open to UK residents; foreigners without UK status generally cannot apply.
No minimum deposit — the account can be opened at zero balance.
Have your UK photo ID, UK address and UK mobile number ready, then pass verification.
About 10 minutes in the app; approval is usually instant to a few days.
Common reasons: not a UK resident, unverifiable address or number, mismatched details, or failed KYC.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.