Banco GuayaquilBanco Guayaquil

Ecuador 传统银行 In-branch required Permit holders ★ 3.9

Minimum depositStandard savings accounts commonly from US$200 (approx. ¥1,440); a zero-fee basic account is also available

Monthly feeBasic account can be fee-free

Minimum balanceSet by product terms

How to apply—

Processing timeAbout 1-2 weeks

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Strong digital experience; the app supports biometric login with about 2 million users
Offers a zero-fee basic account
Mature online savings-account opening process
Competitive savings rates

Explicitly ask for the 「zero-fee basic account」; otherwise the standard savings account requires a US$200 opening deposit

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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