RelatedAzerbaijanZero Min DepositOnline OnlyFast Approval

LeobankLeobank

Azerbaijan 数字银行 Fully online Residents only ★ 4
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Minimum depositFree to open in the app, no minimum deposit
Monthly feeCard issuance, delivery and servicing are all free
Minimum balanceNo minimum balance requirement
How to apply—
Processing timeAbout 3 min to get a card in the app; the physical card can be delivered or collected in branch
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Azerbaijan’s first branchless digital bank — everything in the app
  • Card issuance, delivery and servicing are all free
  • Investing from as little as 1 AZN (stocks or crypto)
  • Apple Pay / Google Pay plus bill-scanning payments

Things to note

  • Needs a local mobile number and local ID — pure tourists are out
  • Credit and overdraft features unavailable to non-residents
  • Limited English UI and support

Documents required

  • Valid passport or local ID
  • Azerbaijani mobile number
  • In-app selfie face verification

Download the Leobank app; a passport, a selfie and a local phone number are enough to apply

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Birbank ★ 4.1 Kapital Bank ★ 4 PASHA Bank ★ 3.9 ABB (International Bank of Azerbaijan) ★ 3.9
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