LHV BankLHV 银行

Estonia 数字银行 Fully online Permit holders ★ 4
Minimum depositNo minimum deposit
Monthly feeNo monthly fee on the basic tier
Minimum balanceNo minimum balance
How to applyFully online (LHV app; e-residents can apply remotely)
Processing timeOnline in minutes
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

LHV is an Estonian digital bank serving individuals and businesses, supporting e-Residents to open accounts remotely.

Advantages

  • Estonian e-Residents can open remotely
  • Multi-currency with IBAN
  • High-yield savings
  • Estonian deposit guarantee up to €100,000

Things to note

  • Usually needs Estonian residency or e-Resident status
  • Few or no branches
  • Requires a local tax ID
  • High bar for non-residents

Documents required

  • Estonian photo ID or e-Resident digital ID
  • Address
  • Local mobile number
  • Complete verification

Requires Estonian residency or e-Resident status; ordinary non-residents generally cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with LHV Bank?

Partially. LHV supports Estonian e-Residents opening remotely; ordinary non-residents generally cannot apply.

How much money do I need to open a LHV Bank account?

No minimum deposit — the account can be opened at zero.

What documents are required for a LHV Bank account?

Have your Estonian photo ID or e-Resident digital ID, address and local mobile number ready, then verify.

How long does LHV Bank account opening take, and must I visit a branch?

Submit in the app in a few minutes; e-Residents can verify remotely, review usually takes a few working days.

Why might a LHV Bank application be rejected?

Common reasons: non-resident without e-Resident status, invalid digital ID, unverifiable address, or failed KYC.

Does LHV Bank have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Multi-Currency, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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