RelatedDenmarkZero Min DepositOnline OnlyFast Approval

LunarLunar 银行

Denmark 数字银行 Fully online Permit holders ★ 4.1
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Minimum depositNo minimum deposit
Monthly feeNo monthly fee on the basic tier (Premium subscription extra)
Minimum balanceNo minimum balance
How to applyFully online (Lunar app)
Processing timeOnline in minutes
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Lunar is a Danish digital bank covering the Nordics, offering a modern account, budgeting tools and a free physical card.

Advantages

  • No monthly fee on the basic account
  • Budgeting and subscription management
  • Free Visa card
  • Danish deposit guarantee DKK 750,000

Things to note

  • Requires Nordic (DK/SE/NO) residency
  • No branches
  • Advanced features need a subscription
  • Non-Nordic residents cannot apply

Documents required

  • Nordic photo ID
  • Nordic address
  • Local mobile number
  • Complete identity verification

Requires Danish/Swedish/Norwegian residency; non-Nordic residents cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with Lunar?

Partially. Lunar requires Danish/Swedish/Norwegian residency; non-Nordic residents cannot apply.

How much money do I need to open a Lunar account?

No minimum deposit — the account can be opened at zero.

What documents are required for a Lunar account?

Have your Nordic photo ID, Nordic address and local mobile number ready, then verify.

How long does Lunar account opening take, and must I visit a branch?

A few minutes in the app; approval is usually instant to a few days.

Why might a Lunar application be rejected?

Common reasons: not a Nordic resident, unverifiable address, mismatched details, or failed KYC.

Does Lunar have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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Other accounts in this region

Lunar ★ 4 Danske Bank ★ 3.4 Nordea ★ 3.3
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