MariBank is the digital bank of Sea Group (parent of Shopee and Garena). Awarded an MAS digital full bank licence in 2020 and opened to the public in March 2023, it is tightly integrated with the Shopee ecosystem.
You must be 16 or older and a Singapore citizen/PR or a foreigner holding a valid pass. Registration uses a Singapore mobile number and Singpass; tourists cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Officially, Singapore citizens, PRs, or foreigners holding a valid pass aged 16 and above can apply. Short-term visit-pass tourists generally cannot.
There is no minimum deposit and no minimum balance — you can open the account at zero and top up later via PayNow or bank transfer.
A Singapore mobile number, NRIC/FIN or valid pass, and Singpass. No paperwork is needed if MyInfo supplies your details, though work pass holders usually need address proof.
Everything happens in the MariBank app. Approval can be instant, otherwise you are notified by push/SMS/email within about 1–5 working days; no branch visit required.
Common reasons: under 16, no Singpass or expired pass, non-Singapore mobile number, unverifiable address, or failing identity and AML checks.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.