RelatedAustriaZero Min DepositOnline OnlyFast Approval

N26 AustriaN26 奥地利

Austria 数字银行 Fully online Permit holders ★ 4
Open account ↗
Minimum depositNo initial deposit
Monthly feeStandard free
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~8 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Instant online opening with Austrian IBAN
  • Clean interface, transparent fees, free Standard
  • Good as a main initial account in Austria

Things to note

  • EEA residents only
  • No cash deposit, no physical branches
  • Deposit protection capped at EUR 100k

Documents required

  • Passport
  • EEA residential address
  • Phone number
  • Video verification

Fully online, done in minutes

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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