RelatedSwitzerlandZero Min DepositOnline OnlyFast Approval

neonNeon

Switzerland 数字银行 Fully online Residents only ★ 4.1
Open account ↗
Minimum depositNo initial deposit
Monthly feeFree plan: no monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~10 min (Swiss ID)
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Swiss-native digital bank, leading app
  • Free plan, low foreign-spend fees
  • Fully online, opens in minutes

Things to note

  • Swiss residents only, needs phone and address
  • No credit or mortgage services
  • No physical branches, limited cash

Documents required

  • Passport or Swiss ID
  • Swiss phone number
  • Swiss proof of address
  • Face verification

Fully online, done in minutes; local proof of address required; residents only

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

PostFinance ★ 4.1 Yuh ★ 4 UBS ★ 3.5

Guides mentioning this bank

Swiss Bank Accounts: Private Banks, Digital Banks & Non-Residents→
Compare all banks Smart matcher Opening guide