OP Financial GroupOP 金融集团

Finland 传统银行 In-branch required Permit holders ★ 3.6
Minimum depositNo initial deposit
Monthly feeAbout €0-5/month
Minimum balanceNo minimum balance
How to apply—
Processing timeFinnish ID, ~5-15 days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Finland's largest financial group
  • Dense cooperative bank branches
  • Mature digital services

Things to note

  • Must get personal ID first
  • Restricted for non-residents
  • Membership products complex

Documents required

  • Passport
  • Finnish personal ID (henkilötunnus)
  • Finnish proof of address
  • Residence permit

Must apply in person at a branch; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.