RelatedPolandZero Min DepositOnline OnlyFast Approval

PKO Bank Polski波兰国有银行

Poland 传统银行 In-branch required Permit holders ★ 3.7
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Minimum depositNo initial deposit
Monthly feePLN 0-10/month (conditionally waived)
Minimum balanceFee waived if conditions met
How to apply—
Processing timePESEL or passport, ~3-10 days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Poland's largest bank, many branches
  • Non-residents can open with passport
  • Friendly account terms

Things to note

  • Mostly Polish language
  • Some branches inexperienced
  • Free terms must be met

Documents required

  • Passport
  • PESEL (or passport instead)
  • Polish proof of address
  • Income proof

Must apply in person at a branch; obtain a local tax/ID number first; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min Deposit
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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