RelatedNew ZealandZero Min DepositOnline OnlyFast Approval

Revolut New ZealandRevolut（新西兰）

New Zealand 数字银行 Fully online Non-residents OK ★ 4.1
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Minimum depositNo initial deposit
Monthly feeStandard free
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline 5-10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • No NZ IRD tax number needed before arrival
  • Multi-currency plus virtual cards, low FX cost
  • Very fast, good initial account

Things to note

  • No local NZ mortgage or KiwiSaver
  • No physical branches, cash via other banks
  • Deposit protection not NZ local

Documents required

  • Passport
  • NZ address
  • Phone number
  • Email

Fully online, done in minutes

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineNon-ResidentDigital BankMulti-CurrencyFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

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Guides mentioning this bank

How to Open a New Zealand Bank Account: The Big Four, Digital Banks→
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