Spuerkeess (BCEE)卢森堡国家储蓄银行

Luxembourg 传统银行 In-branch required Permit holders ★ 3.5
Minimum depositNo initial deposit
Monthly feeBasic account fee-free
Minimum balanceNo minimum balance
How to apply—
Processing time~5-15 business days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • State-owned, high stability
  • Free basic account
  • Rich savings products

Things to note

  • Non-residents must verify in branch
  • Less international business than private banks
  • Longer appointment wait

Documents required

  • Passport
  • Luxembourg address or commuter proof
  • Tax ID
  • Income proof

Must apply in person at a branch; obtain a local tax/ID number first; extra conditions apply to non-residents

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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