TD Canada Trust道明银行

Canada 传统银行 In-branch required Permit holders ★ 3.8
Minimum depositNo initial deposit
Monthly fee~C$0-17/mo (waivable)
Minimum balanceUnlimited needs C$4,000 to waive fee
How to apply—
Processing time~45-60 min
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Longest hours (some branches open weekends)
  • Second-densest branch network
  • Convenient cross-border US business

Things to note

  • Strict non-resident review
  • CAD 4,000 balance for fee waiver
  • Long phone wait times

Documents required

  • Passport
  • Canadian visa or immigration document
  • Canadian proof of address
  • SIN (sometimes)

Must apply in person at a branch; valid residence permit or visa required; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.