RelatedCroatiaZero Min DepositOnline OnlyFast Approval

Zagrebačka bankaZagrebačka banka

Croatia 传统银行 In-branch required Non-residents OK ★ 4
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Minimum depositNon-resident accounts usually have no minimum deposit requirement
Monthly feeNon-resident accounts cost more than resident tiers
Minimum balanceNon-resident accounts set by agreement
How to apply—
Processing timeAbout 1-2 hours in branch; the non-resident review takes a few more days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Croatia’s largest retail bank, with a dedicated Centre for Non-Residents
  • Resident status is defined by the 183-day rule — no residence permit needed to start
  • Euro and multi-currency accounts both available
  • English interface in online and mobile banking

Things to note

  • Non-resident accounts come with a narrower service set and higher fees
  • Upgrading to a resident account needs Croatian address and residence proof
  • Counter processes are traditional and slow

Documents required

  • Passport
  • OIB tax number
  • Proof of address
  • Proof of income or employment
  • Residence certificate if held

Contact the non-resident centre directly to book; state your length of stay and the purpose of the account

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Min DepositNon-ResidentMulti-Currency
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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Other accounts in this region

OTP banka Croatia ★ 4.1 Erste Bank Croatia ★ 4.1 Privredna banka Zagreb ★ 3.9 Raiffeisenbank Croatia ★ 3.8
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