This page compares 5 accounts available in Sri Lanka, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 1 can be opened fully online, 0 explicitly accept non-residents, 1 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Commercial Bank of Ceylon | Sri Lanka | Traditional Bank | 常见起存约 LKR 5,000 或 US$100（约 ¥120 / ¥720） | 按费率表 | Must visit | Conditional | ★ 4.1 |
| Hatton National Bank | Sri Lanka | Traditional Bank | 常见起存约 LKR 5,000（约 ¥120） | 按费率表 | Remote or in person | Conditional | ★ 4 |
| FriMi (Nations Trust Bank) | Sri Lanka | Digital Bank | App 内开户，无最低存款要求 | 数字账户免月费 | Online | Not for non-residents | ★ 3.9 |
| Sampath Bank | Sri Lanka | Traditional Bank | 常见起存约 LKR 5,000（约 ¥120） | 按费率表 | Must visit | Conditional | ★ 3.9 |
| National Savings Bank | Sri Lanka | Traditional Bank | 普通储蓄户 LKR 5 起（约 ¥0.1），为全市场最低门槛之一 | 普通储蓄户基本免费 | Must visit | Conditional | ★ 3.6 |
None of the 5 accounts on this page is open to non-residents without conditions, but 4 accept foreigners who meet extra requirements (Commercial Bank of Ceylon, Hatton National Bank, Sampath Bank) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.
Not necessarily. 1 of the 5 accounts can be opened fully online (FriMi (Nations Trust Bank)), with no branch visit; the remaining 4 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 1 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.