RelatedSri LankaZero Min DepositOnline OnlyFast Approval

FriMi (Nations Trust Bank)FriMi（Nations Trust Bank）

Sri Lanka 数字银行 Fully online Residents only ★ 3.9
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Minimum depositOpen in the app, no minimum deposit requirement
Monthly feeDigital account: no monthly fee
Minimum balanceNo minimum balance requirement
How to apply—
Processing timeFrom about 10 min to register in the app; video or in-person KYC required
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • The most app-forward banking option in Sri Lanka; the whole flow is digital
  • Low entry barrier with a good everyday transfer and bill-pay experience
  • Digital registration first, identity verification afterwards
  • Works best alongside a PFCA foreign-currency account

Things to note

  • Non-residents and tourist-ETA holders are largely not accepted
  • Needs a Sri Lankan mobile number and local address
  • Weaker than the big banks for large-value and cross-border needs

Documents required

  • Passport
  • Sri Lankan address proof (lease or utility bill)
  • Sri Lankan mobile number
  • Tax Identification Number (TIN)

Get a Sri Lankan phone number and TIN first, then complete registration and verification in the app

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Commercial Bank of Ceylon ★ 4.1 Hatton National Bank ★ 4 Sampath Bank ★ 3.9 National Savings Bank ★ 3.6
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