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BCP (Banco de Crédito del Perú)秘鲁信贷银行

Peru 传统银行 In-branch required Permit holders ★ 4.2
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Minimum depositBasic account from about S/50; some digital accounts start at 0
Monthly feeFee waived once the criteria are met
Minimum balanceMonthly fee waived by maintaining the agreed balance or salary credits
How to apply—
Processing timeAbout 30-60 min in branch
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Peru’s largest bank with the most ATMs and branches
  • Dual PEN and USD accounts receiving USD wires directly
  • Most mature process for foreign residents
  • Deposit insurance around PEN 120,000

Things to note

  • Short-stay tourists generally not accepted
  • Requirements vary by branch without a carné
  • Yape linking usually needs a local DNI

Documents required

  • Valid passport
  • Carné de extranjería
  • Peruvian address proof (lease or utility bill)
  • Income or employment proof

Use large branches in tourist districts or Miraflores — more experienced with foreign customers

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly Fee
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Interbank Peru ★ 4 BBVA Peru ★ 3.9 Yape ★ 3.9 Scotiabank Peru ★ 3.8
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