Scotiabank PE

Scotiabank Peru丰业秘鲁

Peru 传统银行 Online or in-branch Residents only ★ 3.8

Minimum depositNo minimum deposit via digital channels; branch opening requires S/500 (approx. ¥950)

Monthly feeAccounts opened through digital channels usually have no maintenance fee

Minimum balanceSet according to account type

How to apply—

Processing timeAbout 2-5 business days online; same-day completion in branch

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

No minimum deposit when opening through digital channels — the cheapest online route
Seamless with Plin instant payments
Mature dual-currency (PEN/USD) accounts and cross-border transfers
International group with disciplined CRS/FATCA handling

Branch opening requires S/500, and foreigners without a DNI usually take this route
A carné de extranjería is required; tourist status is not accepted
Converting between sol and dollar accounts carries around a 3% FX commission

Holders of a Peruvian DNI can go fully online; foreigners with a carné de extranjería usually need a branch visit

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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