ICBC Macao工银澳门

Macao, China 传统银行 Online or in-branch Permit holders ★ 3.9
Minimum depositCan be opened with zero deposit when witnessed at a mainland ICBC branch
Monthly feeBasic account often fee-free; wealth tiers vary
Minimum balanceSet according to account type
How to apply—
Processing timeHandled at a domestic witnessing branch, about 2-4 weeks
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Witnessed by mainland ICBC — no need to travel to Macao first
  • Can be opened with zero initial deposit
  • Full multi-currency deposits, remittance, bill payment and wealth products
  • Integrates cleanly with mainland ICBC

Things to note

  • Only for mainland residents with an overseas long-term visa of 3+ months
  • Card and documents must be collected at a designated outlet
  • Approval takes longer than the digital bank

Documents required

  • Mainland ID card
  • Two-way Permit
  • Overseas long-term visa (3+ months)
  • Passport
  • Other documents required by the witnessing ICBC branch

Submit documents at a mainland ICBC witness branch, then collect the account medium at the designated branch once approved

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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