Luso International Banking澳门国际银行

Macao, China 传统银行 In-branch required Non-residents OK ★ 4
Minimum depositHK$10,000 fixed deposit (withdrawable after three months)
Monthly feeNo maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing timePassbook issued the same day; card in 10 business days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Relatively low threshold (HK$10,000 time deposit)
  • Same-day passbook issuance
  • Multi-currency account
  • Friendly to mainland customers

Things to note

  • Appointment required
  • In-person signing required
  • Physical card takes 10 working days

Documents required

  • Mainland ID card
  • Mainland travel permit
  • Macao arrival slip
  • Mainland work/address proof

Book ahead and complete an in-person interview after crossing the border

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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