imaginBank is the fully digital bank of CaixaBank, aimed at younger users with free accounts and music/consumer perks.
Requires Spanish residency; non-residents cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
No. imaginBank is only open to Spanish residents.
No minimum deposit — the account can be opened at zero.
Have your Spanish photo ID, Spanish address, local mobile number and tax ID (NIE/NIF) ready, then verify.
A few minutes in the app; review usually takes a few working days.
Common reasons: not a Spanish resident, unverifiable address, mismatched details, or failed KYC.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.