N26

N26 SpainN26 西班牙

Spain 数字银行 Fully online Permit holders ★ 4.1

Minimum depositNo initial deposit

Monthly feeStandard free

Minimum balanceNo minimum balance

How to apply—

Processing timeOnline ~8 min

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Fully online, done in minutes

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.