ING ItaliaING 意大利

Italy 数字银行 Fully online Permit holders ★ 4.1
Minimum depositNo initial deposit
Monthly feeNo monthly fee (subject to Conto Arancio terms)
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline, ~2-7 business days
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Fully online, fast process
  • No monthly fee
  • Higher savings interest

Things to note

  • Still needs Codice Fiscale
  • No physical branches
  • Non-residents need existing tax ID

Documents required

  • Passport
  • Codice Fiscale
  • Italian proof of address

Fully online, done in minutes; obtain a local tax/ID number first; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.