UniCredit裕信银行

Italy 传统银行 In-branch required Permit holders ★ 3.5
Minimum depositNo initial deposit
Monthly feeFree for under-30s; otherwise about €1-4/month
Minimum balanceMyGenius, no balance requirement
How to apply—
Processing timeCodice Fiscale, ~3-10 days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • CEE network across 12 countries
  • MyGenius free for young people
  • Strong international business

Things to note

  • Tighter non-resident review
  • Some branches unfamiliar with expat opening
  • Many upgrade clauses

Documents required

  • Passport
  • Codice Fiscale
  • Italian proof of address
  • Income or student proof

Must apply in person at a branch; obtain a local tax/ID number first; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.