One of Taiwan’s three pure online banks, launched with LINE and Taipei Fubon Bank among the founders. Onboarding and transfers happen entirely in the app, with ties to the LINE Pay ecosystem.
Requires a Taiwanese national ID (citizens) or an ARC (foreigners) plus a Taiwan mobile number and an account at another Taiwanese bank for verification. Short-stay visitors on tourist visas cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Foreign long-term residents holding an ARC can apply, but still need a Taiwan mobile number and an account at another local bank for verification. Short-stay visitors on tourist visas cannot apply.
No initial deposit and no minimum balance — the account can be opened at zero.
National ID or ARC, a Taiwan mobile number, an account at another Taiwanese bank for verification, and face recognition.
About 10–20 minutes in the app, with review usually the same day to one working day.
Common reasons: no ARC or an expired one, a number not in your name, failed external account verification, or inconsistent details.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.