中华邮政

Chunghwa Post Savings中华邮政储蓄

Taiwan, China 传统银行 In-branch required Residents only ★ 4

Minimum depositStatutory minimum opening deposit is NT$10 (approx. ¥2); in practice most deposit NT$100 or more

Monthly feeNo maintenance fee; interbank charges lower than private banks

Minimum balanceNo minimum balance

How to apply—

Processing timeAbout 20-40 min at the counter; the passbook is issued on the spot

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Bring two ID documents and your seal to any post office counter; fill in the account-opening form and CRS self-certification on site

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.